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One platform for limited companies, sole traders, landlords, CIS and accountants.
Keep your income, expenses and bank in one place. Built by accountants, shaped by businesses like yours — and already used by 5,000+ businesses and individuals.
One digital bridge for you, your business and your finances.
The bridge between your business, your accountant — and soon HMRC
One platform, whatever kind of business you run.
Limited companies
Invoices, expenses, ledger and reports for your Ltd.
- Invoicing, expenses, bank feed, reportsAvailable now
- MTD for VATComing soon
Sole traders
Keep self-employed records simple and organised.
- Invoicing, expenses, bank feed, reportsAvailable now
- MTD for Income TaxComing soon
Partnerships
Keep the partnership's records in one workspace.
- Invoicing, expenses, bank feed, reportsAvailable now
- Partnership view and profit shareComing soon
Landlords
Record rent and property costs in one place.
- Rent, expenses, bank feed, reportsAvailable now
- Property-by-property viewComing soon
CIS contractors
CIS returns are handled by our accounting team today.
- Invoicing, expenses, bank feed, reportsAvailable now
- CIS returns in the appComing soon
Accountants & agents
Manage all your clients from one agent workspace.
- Agent workspace and client listAvailable now
- MTD for VAT for clientsComing soon
Simple setup.
Seamless digital onboarding.
Request access → Choose workspace → Add taxpayers → Manage records → Manage tax
Request Access
Accounts are free. We are onboarding new users in small groups and set up each account personally, for your business or practice.
Choose Workspace
Choose a Business workspace for your own businesses or an Agent workspace for your practice.
Add Taxpayers
Add one or multiple businesses, individuals, landlords or clients to your workspace.
Manage Records
Record income and expenses, create invoices and keep digital financial information organised.
Manage Tax
Review your tax obligations and deadlines in one place. Digital submissions to HMRC are coming soon.
From the money coming in to the numbers HMRC needs.
Income
Raise invoices and record sales, rent and other income.
Expenses
Record costs and upload the receipts behind them.
Bank feed
Connect your bank and transactions arrive in your records, ready to review and sort.
Books & reports
Ledger and profit & loss build themselves as you go.
HMRC
Your records stay organised and ready for HMRC. Digital submissions are coming soon.
What counts as income, and what counts as an expense?
Getting this right is most of the job. Submit&GO helps you sort every transaction into one of the two — here is the plain-English version.
Income
Money your business earns from what it does.
- Sales of goods and services
- Rent from a property you let out
- Income from online platforms and marketplaces
- Commission, tips and other business income
- …and many more*
- Loans, and money you put in yourself
- Transfers between your own accounts
- VAT you collect for HMRC (if VAT-registered)
Expenses
Costs you pay only to run the business — these reduce your tax bill.
- Stock, materials and tools
- Business travel and fuel
- Phone, internet and software
- Insurance, accountancy and office costs
- Repairs and running costs of a let property
- …and many more*
- Personal and private spending
- Entertaining clients
- Fines and penalties
* This is a general guide, not tax advice. What counts as income or an allowable expense depends on your circumstances — for anything specific, please consult your accountant. Larger items such as equipment and vans are usually claimed through capital allowances, and your accountant can review your entries directly in your workspace.
Here's what's live today — and what's coming next.
Invoicing
Create, send and track invoices and quotes.
Expense recording
Log business costs and attach the receipt.
Bank feeds
Connect your bank account — transactions flow into your records, ready to review.
Chart of accounts & ledger
A full general ledger underneath every entry.
Profit & loss and reports
Live reports from the records you keep.
Customers & payments
Customer list, balances and payments received.
Document upload
Store receipts and documents against each record.
Agent workspace
For accountants managing many clients.
MTD for VAT
VAT records, obligations and digital submissions.
CIS submissions
Monthly CIS returns from your workspace.
Smart receipt recognition
Snap a receipt and the details fill in for you.
MTD for Income Tax
Quarterly updates for sole traders and landlords.
Services marketplace
Compare finance, insurance and more in context.
Payroll & employees
Manage your team and payroll in one place.
Your whole client list in one agent workspace.
Built inside a working accounting practice. Your clients keep their own records day to day — you review and correct them from one place.
Request access- Client management — every business, sole trader and landlord in one list
- Shared workspace — see your clients' invoices, expenses and bank transactions in one place
- Deadlines & reminders — know who is ready and who needs a nudge
- MTD VAT filing and CIS returns — coming soon
The right offer at the right moment — not random ads.
Because your accounts already show when an insurance renewal, a contract or a tax payment is due, Submit&GO will remind you in time and let you compare trusted providers — only with your consent.
Business loans & finance
Compare funding when you need it.
Credit cards
Business and personal cards that fit.
Insurance
Business, van, landlord and more.
Renewal reminders
Never miss a renewal or a payment date.
Energy & utilities
Switch when your contract ends.
Broadband & mobile
Better deals for the business line.
Vehicles & leasing
Leasing, maintenance and cover.
Business banking
Accounts that connect to your books.
One account for the financial and admin side of everyday life and business.
Find out where Submit&GO is heading and how to get involved.
Questions people ask
What is Making Tax Digital?
Making Tax Digital is HMRC’s move toward digital record keeping and digital tax submissions.
Who is Submit&GO designed for?
Submit&GO is designed for businesses, landlords, self-employed individuals, accountants and tax agents.
Do I need other software alongside Submit&GO?
No. Submit&GO is where you keep your records — invoices, expenses, bank feed, ledger and reports — in one place.
Can accountants and agents use Submit&GO?
Yes. Accountants manage all their clients from one agent workspace. HMRC submissions for clients are coming soon.
What records do I need to prepare?
You should prepare invoices, receipts, bank transactions and any relevant records needed for the submission.
Can I submit VAT returns to HMRC?
MTD for VAT is coming soon. We will confirm on this page as soon as each HMRC service is live in production.
Is my bank connection safe?
Bank feeds come through a regulated Open Banking provider. Access is read-only — Submit&GO can never move money.
Can my accountant work in my account?
Yes. Your accountant sends an access request from their agent workspace and you approve it in your account. They then see your records alongside their other clients.
Do I need a limited company?
No. Submit&GO works for limited companies, sole traders, partnerships, landlords and CIS contractors.